HDFC Premium Guarantee Plan is an insurance plan that comes with twin advantage of protection and return of premiums* on maturity. So, you can enjoy life knowing that your family's financial independence is secure even in your absence. And your premiums are yours on your survival at maturity. High cover at a very nominal cost. Flexibility to choose the Sum Assured. Return of all your premiums paid on maturity. Tax benefits under sections 80C and 10(10D) of Income Tax Act, 1961.